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BANKRUPTCY
CHAPTER 7-11-13

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Today we have a nation that resembles a giant law factory. American lawmakers (lawyers in the majority) are grinding out new laws every day of our existence. Many of these laws are needless slowing the wheels of justice down to a crawl! Then in come the lawyers to charge for the ongoing crawl.  In our research, no federal or state government agency will even dare guess how many laws and bureaucratic rules are a matter of record, governing the American people today.

We are smothered and strangled with laws that govern our every action and interaction with each other. Scores of these laws are special interest laws-harmful to most law-abiding citizens and favoring the law-breakers. An abundance of these laws serve no other purpose than salving the egos of bureaucrats and act as a harassment tool to those who disagree with them. The majority of laws serve to further entrench the dominant lawyer culture in our society. This forces the masses to pay immoral fees to a lawyer, simply to open the doors for a marginal shot at equity and justice- which in most cases is little to none.

We have permitted our judicial system to be converted into a giant lawyer business opportunity both financial and political. The system now resembles a huge closed membership country club of lawyers, lawyer prosecutors and lawyer judges with the masses picking up the tab!  Equity and justice has been subordinated to the lawyer political and financial opportunity, largely separated from an entangled legal web called the judicial system-left for the American public to cope with.  The revolving door criminal justice system has put all Americans at great risk.

SELF HELP LAW CENTER has developed the largest collection of self help law books,  manuals, tapes, reports, forms and kits in the USA. With these products you can take over your own legal affairs and even represent yourself in court. Save hundreds-even thousands with the use of self help law kits,  manuals and legal forms.

Many legal procedures entangled in the courts today can be completed without the use of lawyers at a fraction of the cost and time. Anyone who can read simple instructions and fill out forms can handle most of their own generic legal affairs. The legal kits have saved users thousands perhaps even millions of dollars in legal fees. All kits include the forms and complete instructions for filling out the forms.  Subject to local rules, all kits are applicable in all 50 states.  If a local rule requires an additional or modified form, send an e-mail with exact description of the form needed and that form can be e-mailed at no additional cost.  

TO THE PARTY CONSIDERING BANKRUPTCY

Notice: Bankruptcy is a federal law, the same in all states-the only difference will be the bankruptcy exemptions in your own state-included in our package.

The bankruptcy proceeding, like most proceedings in the judicial system today is like a distant planet to the average lay person. This site provides you with the aids you need to totally understand bankruptcy-before, during and after.  It is important to know the road that leads to bankruptcy so that you do not turn down that road again.  It is important to understand the bankruptcy laws and what you can expect upon filing your bankruptcy petition.  It is equally important to understand what you can expect after your bankruptcy proceeding is concluded and how the experience will effect your credit standing.  With all of this valuable information you do not need a lawyer-you can file your own consumer bankruptcy!  If you are contemplating a corporate bankruptcy, unless it is a closely held corporation, you may need a lawyer.  If it is a closely held corporation and you and your wife are the sole stockholders, most bankruptcy courts will accept a corporate resolution giving you authority to file the bankruptcy.  But most of the information furnished on this site contemplates the consumer bankruptcy filing.  

With the aids and resources offered on this site, yes you can file your own consumer bankruptcy without a lawyer!  It is easy and you can save hundreds of dollars-maybe even thousands.  Basic to all bankruptcy filings is the court filing fee.  This fee you will have to pay regardless if you file your own bankruptcy or if a lawyer files your bankruptcy for you.  The standard court filing fee is $185.00 and we provide a form in your kit to have the court allow you to pay that fee in 3 or 4 payments if you need the time.   Next will be the lawyer fee that generally ranges anywhere from $500.00 to as much as $2500.00. With our package, you can avoid the lawyer fee by filing the bankruptcy petition yourself.  The cost of our bankruptcy package is $39.95 plus $4 for priority shipping.  This package includes all the needed forms, instructions for completing the forms...plus our own exclusive published E-book titled; "Bankruptcy, Before, During and After.  This is not just another kit with forms, this package will answer all your questions about bankruptcy.  Believe me you need to understand the bankruptcy experience totally.

Without this package you will get only a generalized overview of the bankruptcy proceeding-even with a lawyer.  With this package, you don't need to go to your nearest law library to study housing Title 11, the federal bankruptcy laws and proceedings.  We have already done that research and converted that research  into our E-book volume "Bankruptcy, Before, During and After" with simple easy to understand layman's language.   This E-book volume will address all of the FAQ's about bankruptcy, before, during and after.  The parts of the volume are outlined below;

BANKRUPTCY DEFINED

CANDIDATES FOR BANKRUPTCY

THE VICTIMS OF BANKRUPTCY

REDUCE DEBT OR INCREASE INCOME

BUSINESS FINANCIAL MANAGEMENT

ACTIONS TO AVOID BUSINESS FAILURE

FINANCIAL RISKS AND DECISION MAKING

RECOGNIZING THE WARNING SIGNALS

CHANGING YOUR FINANCIAL COURSE

SOLUTIONS FOR INDIVIDUAL FINANCIAL PROBLEMS

FILING THE BANKRUPTCY PETITION

CHAPTER 13, THE WAGE EARNERS PLAN

CHAPTER 11, BUSINESS REORGANIZATION PLAN

CHAPTER 12, FARMERS REORGANIZATION PLAN

CHAPTER 7, TOTAL LIQUIDATION PLAN

INVOLUNTARY BANKRUPTCY PETITION

THE BANKRUPTCY PROCEDURE

DEBTS NOT DISCHARGED IN BANKRUPTCY

ASSETS EXEMPT IN BANKRUPTCY

WHAT TO WATCH OUT FOR IN BANKRUPTCY

HIRING A LAWYER IF YOU NEED ONE

BANKRUPTCY FORMS

THE BANKRUPTCY FALL OUT

THE SOCIAL STIGMA OF BANKRUPTCY

BANKRUPTCY YOU DON'T HAVE TO BE THE VICTIM

RE-ESTABLISHING YOUR CREDIT RATING

LEARNING FROM THE BANKRUPTCY EXPERIENCE

_______________________________________

SELF HELP LAW CENTER BANKRUPTCY PACKAGE INCLUDES;

* The basic forms and petition for bankruptcy filing             
*
Everything you need to Know for bankruptcy
* Form requesting court to allow filing fee installments       
*
All bankruptcy forms in hard copy for completion
* Instructions for filing the petition                                        
*
E-Book: Bankruptcy, Before, During and After (To be emailed)
* State and Federal exemptions you will be entitled to             

          $39.95
          Plus $5 S&H Priority Mail

Place order below on secure server with credit card or send money order to Self Help Law Center, POB 68055, Albuquerque, New Mexico, 87193

 

continue_shop.gif (3201 bytes) DO IT YOURSELF LEGAL KITS   continue_shop.gif (3201 bytes)

ADOPTION  
Special Information Link

Adoption This can generally be characterized as pre-birth or post-birth. This kit contains agreements for both types of adoption. This kit offers narrative on the adoption procedure and gives some valuable background on adoption.
Cost $24.95 plus $5 s&h.

BANKRUPTCY, CHAPTER 7,11,13 
Special Information Link Professional Package
This kit is for total liquidation of your estate both secured and unsecured debt. The kit includes all the forms necessary with complete instructions.  Use this kit also for Chapter 11 or 13. Includes E-book "Bankruptcy, Before, During and After"
Cost $39.95 plus $5 s&h.

CHILD CUSTODY AND ENFORCEMENT
An unbelievable number of spouses ordered to pay child support in American are not paying that support. Numerous remedies have been put in place to force payment but many of these remedies have failed. This kit will show you proven ways to collect the money due you for child support when everything else has failed. Cost $24.95 plus $5 s&h.

DIVORCE, NO FAULT

Special Information Link Professional Package

Millions of needed dollars have gone to lawyers in divorce actions when it did not have to happen. If two people can agree with no fault or no blame it can be over in a flash and the money is still there for the spouses. This kit covers all situations including custody and real estate. All you need to do is follow the instructions, fill out the forms and go to the court and file yourself. Filing fees vary from jurisdiction to jurisdiction. Special automated preparation service available.  Cost $24.95 plus $5 s&h.

GUARDIANSHIP
Guardianship is a precise legal procedure. It can be for a minor child or it can be for some other person incapable of caring for themselves. Still there is guardianship in a state program where you can become the guardian for someone you don't even know. This kit gives you a background on the subject-together with a simple procedure with a power of attorney form which is enclosed. $24.95 plus $5 s&h.  

INCORPORATION
Millions of corporations have been filed in the USA with millions of dollars paid to lawyers to complete one of the simplest and easy legal procedures performed. Do it yourself and save hundreds-maybe even thousands. Easy to understand instructions complete with necessary form. Cost $24.95 plus $4 s&H.

LIMITED LIABILITY CO., (LLC)
Forming a limited liability Company (LLC) is easy as following the instructions and filling out the forms in this kit. Cost $24.95 plus $5 s&h 

LIVING (REV
.) TRUST  
Special Information Link Professional Package

Living trusts are becoming more popular with numerous advantages over the use of a will. The process is much easier and less expensive than settling a will. Any time you can avoid the probate process you are avoiding the potential for lawyers to eat up an entire estate. The kit includes the necessary forms and simple instructions...plus our special E-Book on living trust vs. will-a real eye opener. Special automated preparation service available.  Cost $24.95 plus $5 s&h.

NAME CHANGE (ADULT)

Special Information Link

Name change can be simple and at a small cost unless you are trying to avoid a debt, judgment or a crime. If that is the case you can forget the procedure. This kit contains a name change petition together with instructions of how to proceed. Cost $24.95 plus $5 s&h.

PARTNERSHIP
Don't go into any partnership without a partnership agreement simply because you can't afford a lawyer to draw up an agreement. This simple kit allows you and your partners to draw up your own partnership agreement legally without a lawyer. Cost $24.95 plus $5 s&h.

PRE-MARITAL AGREEMENT
Today we live in a risky society with 3 out of 5 marriages ending in divorce. Many of these divorces demolish the financial foundation which existed going into the marriage. This does not have to happen. With the use of this kit decisions can be made before entering the marriage. In most community property states half of the estate goes to a surviving spouse unless you have a premarital agreement. All necessary forms and instructions. Cost $24.95 plus $5s&h.

SEPARATION
A separation agreement is generally the prelude to a divorce. These agreements can be simple and cordial or they can be complex and not so cordial. At least the agreement when recorded will put the world on legal notice that there is a separation of the parties. The kit contains the necessary forms to complete and record. Cost $24.95 plus $5 s&h.

SMALL CLAIMS COURT
Most small claims courts are known as a municipal, magistrate or metro court. In these courts claims for money, rent or other small tort claim can be filed simply and easily by a non-lawyer. The maximum you can recover in these courts is generally $5000.00. This kit contains the sample forms and instructions for filing in a small claims court. Cost $14.95
 plus $5 s&h.

WILLS  
Special Information Link Professional Package
Don't let the government get your money while you are living and then get the rest of it after you have gone. Without a will the courts will decide what is to be done with your estate! Who wants to put any decision in the hands of lawyers-you guessed it they will probably get most of the estate. All necessary forms and instructions.  You get two wills, a regular will and a living will. Cost $14.95 plus $5 s&h.          

 

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