-Sammy Sorrell-
Author, Radio Talk Show Host, National Director of Legal Reform Group
|
DEBT
& FINANCIAL |
-Sammy
Sorrell-
Author,
Radio Talk Show Host, National Director of Legal Reform Group
FINANCIAL PROBLEMS PLAGUE AMERICANS!
Few
things in this life can be as upsetting and annoying as financial problems.
Our financial well-being appears at times to be linked directly to our
physical and mental well being especially when our financial well being is
threatened.
It would be difficult to separate the two.
In
many ways financial burdens are similar to an illness.
We can become possessed by debts and each one becomes a pain.
Collectively they become mentally consuming.
Debt, just like an illness often places us into a position where we are
not fully productive until we get rid of the malady.
Maybe
one of the most unfortunate things about the great free enterprise system is the
almost total lack of formal education in our primary and secondary school system
on the subject of money. Our entire free enterprise system revolves around
money. Kids
grow into adulthood with no formal education on the subject of money...how to
make it...how to keep it...how to manage it.
Add to this lack of education a highly advancing technological society
that can displace an entire industry almost overnight...Add to this, health care
costs that have become a national dilemma...Add to this the most
expensive-litigious society on earth...Add to this the financial havoc caused by
a high divorce rate...Add to this the great credit card society...Add to this
the greatest drug and alcohol culture of all time and all this adds up to
potential catastrophic financial problems for the masses.
This
site could have largely featured information about how to avoid financial
problems but the subject of how to solve financial problems plays to the
majority of Americans in society today.
The fact is, out of the some twenty two hundred credit bureaus in the
USA, about sixty five per cent of the consumer files in those credit bureaus
reflect financial problems that fail to meet the guidelines of what society has
set as an "excellent credit risk".
Certainly it is important from an educational standpoint to know and
remember how we acquired a heavy debt or other financial problem.
But this education is totally secondary to solving the problem and
ridding ourselves of the financial burden that is keeping us from being a fully
productive human being.
While there is much on this site for the reader looking how to avoid financial problems, the subject matter leans heavily toward the reader who has experienced or now has financial problems that need solutions. Over $600 billion in consumer debt has created a whole new profession of "financial doctors". Just as in other professions...some are quacks! The author has been in the financial services profession for many years and offers this information based upon that experience.
AVOIDING DEBT AND FINANCIAL PROBLEMS
Just like many other things in life, avoiding financial problems is a two sided coin. Financial problems that we can avoid and those that we cannot avoid. We will primarily focus upon those problems that we can or should be able to avoid. Many things come upon us in life without warning and we would have to be prophetic to avoid them. Only Monday morning quarterbacks (and society if full of them) are able to avoid such things. Avoiding financial problems which we most likely can avoid is similar to the concept of preventive maintenance on our homes, cars and equipment. It all begins with a keen sense of awareness that something can go wrong unless we develop a plan to prevent it. A plan to prevent something going wrong with our financial well being must be developed complete with steps and guidelines. Our chances of avoiding financial problems vastly increase when we have a plan and follow the steps and guidelines of that plan.
DEBT & FINANCIAL PLANNING TIPS FOR EVERY INDIVIDUAL
Debt and Financial Planning Tips Revealed by Author Sammy Sorrell is a series of great self help information reports developed to give direction in the individual journey to freedom from debt and financial security. Individual reports cost $10 each with proceeds donated to the Sorrell Information Center for Social Causes. All reports are two to six pages and power packed with facts that can bring us financial freedom and security into our lives as we journey through this mortal life. Learn how to look beyond the obvious in a free enterprise system for the forces that can lead us into debt. How to watch out for overwhelming marketing forces in our lives that constantly move us toward more debt. Learn how to master the challenges of remaining debt free.
Click on the check box of report (s) you want and proceed to order box below
