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HOW
TO AVOID
AND SOLVE DEBT & FINANCIAL PROBLEMS
Eliminate
Debt Without Borrowing Or Bankruptcy
Sammy Sorrell
Author and Financial Consultant
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LET
THIS MAN SHOW YOU THE WAY OUT OF DEBT WITHOUT SPENDING MORE
MONEY TO GET OUT OF DEBT!
For
20 plus years Sammy Sorrell has been a Financial Consultant, Mortgage Lender, Author Of Dozens Financial
Books, Businessman, Legal Services Consultant and National Director For Legal Reform
Group. He has made every type of loan from $1000 into the
millions. He has seen every type of borrower and debtor
profile from the highest fico score to a credit profile that
looked like a national war debt. He has consulted with
debtors going into bankruptcy and with debtors in bankruptcy
trying to get out and studied the results. In fact he has
written a book titled; "Bankruptcy, Before, During and
After". From all of this experience with hundreds or
thousands of debtors he determined that getting into heavy debt
and getting out is like finding our way out of a jungle.
There are a lot of paths leading out and most of them are the
wrong ones. All of that experience is now published
in E-book format and directed to the millions of persons looking
for the right way out of debt. The book tells about ways to
eliminate debt without cost, borrowing or bankruptcy that most people
have never even thought of. And there is a detailed
message about how to avoid debt and financial problems that
result from debt and unexpected adversities. Study this
web site and read some of the information you will find in the
E-book "How To Avoid and Solve Financial Problems."
Hundreds of readers have called this the "debtors
bible." Financial consultants have used the book as
their guide for financial consulting.
REQUEST
A FREE SELF QUIZ ON DEBT & FINANCE CLICK HERE
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DEBT IS LIKE AN ILLNESS
Few
things in this life can be as upsetting and annoying as financial
problems.
Our financial well being appears at times to be linked directly
to our physical and mental well being especially when our financial well
being is threatened.
It would be difficult to separate the two.
In
many ways financial burdens are similar to an illness.
We can become possessed by debts and each one becomes a pain.
Collectively they become mentally consuming.
Debt, just like an illness often places us into a position where
we are not fully productive until we get rid of the malady.
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SEARCHING
FOR THE BEST WAY TO GET OUT OF DEBT?
YOU HAVE FOUND THE WAY!
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CONSUMER
DEBT IS A NATIONAL PROBLEM
Our
entire free enterprise system revolves around money.
Kids grow into adulthood with no formal education on the subject
of money. As
the free enterprise system becomes more competitive, as credit cards
replace checkbooks, our democratic society becomes more litigious,
health care costs rise beyond the reach of the masses, more families are
torn by divorce, more industries become obsolete in a high tech society, and certainly as millions of citizens persist in the habitual
use of drugs and alcohol, financial problems will carry the day.
Solving these problems have become a national priority!
You may not think there is a solution to your financial
problem-but take heart! After
a lifetime of solving financial problems as a professional...there is a
solution to every financial problem...it may not be the solution you are
looking for but there is a solution.
Over
$600 billion in consumer debt has created a whole new profession of
"financial doctors".
Just as in other professions...some are quacks!
HEAVY
DEBT NEEDS PROFESSIONAL SOLUTIONS
The
solutions you will get on this site are the solutions by a professional
with twenty plus years in the financial services business.
Millions of people struggling with debt turn to solutions that only get
them further in debt. There are several ways to eliminate debt
without bankruptcy and borrowing but those solutions must be born out of
dependable and reliable information by professionals in solving
financial problems.
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BORROWING
YOUR WAY OUT OF DEBT IF OFTEN THE WRONG WAY OUT!
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CREDIT
BUREAU PROFILES
The
fact is, out of the some twenty two hundred credit bureaus in the USA,
about sixty five per cent of the consumer files in those credit bureaus
reflect financial problems that fail to meet the guidelines of what
society has set as an "excellent credit risk".
Certainly it is important from an educational standpoint to know
and remember how we acquired a heavy debt or other financial problem.
But this education is totally secondary to solving the problem
and ridding ourselves of the financial burden that is keeping us from
being a fully productive human being.
IDENTIFYING
FINANCIAL PROBLEMS
Financial
problems come wrapped in many different packages. Problems range from the common, mundane to complete financial
calamity. More than ever
before the risk of financial calamity
today is very real. Documenting
that risk was the number who visited the bankruptcy courts in the
USA in 1997-a record high for several years in a row and climbing.
Who
is a candidate for financial problems?
Is it the low income individual?
Is it the underprivileged? Is
it the rich and famous? Is
it certain professions? Is
it certain ethnic groups? One only needs to study the profile of endless
petitioners for bankruptcy to come to a definite conclusion.
Almost anyone who creates a debt by design and some who do not
create debt by design is a candidate.
A wage-earner, a professional, a business operator, an
entrepreneur or any one else who has the capacity or inclination to
enter into debt is a candidate.
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YOU
DO NOT HAVE TO FILE BANKRUPTCY TO GET OUT OF DEBT
WE WILL SHOW YOU HOW!
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HIGH
DIVORCE RATE FROM FINANCIAL PROBLEMS
America has the highest divorce
rate in the world. Much of that divorce rate has resulted from the
stress caused by debt and financial problems that could have been
avoided and even solved easily. In order to maintain our well
being and peace of mind our lives must have financial goals and that
must include a financial plan. Life is full of unexpected
adversities and our financial plan must include those unexpected
adversities.
Even when we are struggling to make ends meet there is still room for an
ongoing financial plan. The main fallout from debt is a clouded
mind, frustration, anger and loss of logic.
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ONE
SECRET IS TO RAISE YOUR INCOME OR LOWER YOUR DEBT! THERE
ARE WAYS TO DO BOTH EASILY YOU MAY NEVER THOUGHT OF!
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DEBT
MANAGEMENT IS A MUST
Debt
management is a must if we are to have financial goals.
If we have no financial goals then our financial well being will
always be at risk and probably resemble crisis management.
With no debt management program in place we are a future prime
candidate for the bankruptcy court.
Debt management is a simple 3 step process which includes (1)
knowing where we are starting financially (2) knowing what we are now
doing financially and (3) knowing where we are going financially.
Of course there must be a plan with guidelines put into place
which includes a budget and safe debt ratios to follow.
Our guide gives you a step by step process. Normally the
one main ingredient missing in debt management is self discipline!
We succumb to our desires rather than build a spending habit around our
needs.
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MANY
DEBTORS TODAY ARE IN HEAVY DEBT TRYING TO KEEP UP WITH THE
JONES' - THE
BEST
WAY TO KEEP UP WITH THE JONES' IS STAY RIGHT WHERE YOU ARE AND YOU
WILL MEET THEM COMING BACK!
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MANAGE
YOUR WAY OUT OF DEBT YOURSELF
In
our book "How To Avoid and Solve Financial Problems"
you get all the tools needed to manage your way out of any debt
or financial problem yourself. No need to file bankruptcy
or pay hundreds of dollars to consultants or counselors to show
you how to get out of debt.
LEARN
ABOUT THE THINGS YOU NEED TO AVOID;
The Desperation Merchants
Loans By Mail
Credit Cards Guaranteed
Gold Cards
Debt Consolidation Deals
Credit Repair Merchants
Front Fee Artists
Bankruptcy Factories
LOOK
AT
THE TOOLS YOU HAVE TO WORK WITH;
Your Friend The Credit Bureau
How The Credit Bureau Works
Your Credit File
Your Creditors
Derogatory File Information
Your Rights as A Consumer
Operating On a budget
Safe Operating Debt Ratios
Paying Yourself first
Making Your Savings Work For You
Insuring Against Risk
Your Economic Forecast And Review
Early Detection Of Financial Problems
Identifying The Need Or Problem
Inventorying Your Resources
Solutions And Alternatives
Choosing The Right Solution
Commitment To Solutions
Home Business Resources For A Second Income
Solutions To Raise Income Or Lower Debt
Getting Help When You Need It and Where
Personal Management Principles
Money Management Tools
Preparing For Change
 
$49.95
ORDER
HERE
SEE
FREE BONUS BELOW
INCLUDES
PROBLEM SOLVING FOR SMALL BUSINESS
OWNERS;
Capitalizing Your Business
Monthly Operating Budget
Develop A Business Plan And Follow It
Controlling Factors In Business Management
Why Businesses Fail
Financial Risk And Decision Making
Recognizing The Danger Signals
A Simple Problem Solving Formula
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FREE BONUS!
Millions
of debtors start thinking about getting our of debt by
filing bankruptcy. Very few know anything about
bankruptcy. If we tried to define the bankruptcy
act in legal terms according to the written word we
would have to spend weeks at the law library just
reading through the volumes outlining the provisions and
case law pertaining to the bankruptcy act. The
bankruptcy act, the bankruptcy courts, the judges, the
attorneys, the trustees, the referees are in a world all
to themselves. There are many attorneys who will not
touch a bankruptcy case because the field is so
specialized. Yet the act is simple and many individuals
and consumers handle their own cases pro-se without the
assistance of an attorney. Author Sammy
Sorrell has published a great consumer E-book for easy
understanding of every facet of the bankruptcy procedure
titled; "Bankruptcy, Before, During and
After." Some of the facts you will
learn in this E-book are;
ACTIONS TO AVOID BANKRUPTCY
IS BANKRUPTCY FOR YOU
FINANCIAL RISKS AND DECISION MAKING
RECOGNIZING THE WARNING SIGNALS
CHANGING YOUR FINANCIAL COURSE
FILING THE BANKRUPTCY PETITION
CHAPTER 13, THE WAGE EARNERS PLAN
CHAPTER 13, THE WAGE EARNERS PLAN
CHAPTER 11, BUSINESS REORGANIZATION PLAN
CHAPTER 12, FARMERS REORGANIZATION PLAN
CHAPTER 7, TOTAL LIQUIDATION PLAN
INVOLUNTARY BANKRUPTCY PETITION
THE BANKRUPTCY PROCEDURE
DEBTS NOT DISCHARGED IN BANKRUPTCY
ASSETS EXEMPT IN BANKRUPTCY
WHAT TO WATCH OUT FOR IN BANKRUPTCY
FILING YOUR OWN BANKRUPTCY & HOW
HIRING A LAWYER IF YOU NEED ONE
BANKRUPTCY FORMS AND WHERE TO GET THEM
DO IT YOURSELF BANKRUPTCY SAVE LEGAL FEES
THE BANKRUPTCY FALL OUT
THE SOCIAL STIGMA OF BANKRUPTCY
BANKRUPT-YOU DON'T HAVE TO BE THE VICTIM
RE-ESTABLISHING YOUR CREDIT RATING
LEARNING FROM THE BANKRUPTCY EXPERIENCE
YOUR
FREE BONUS
A HUGE VALUE
Do It Yourself Bankruptcy Kit Included
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ORDER
TODAY!
Your Choice
RECEIVE
BOTH VOLUMES BY IMMEDIATE E-MAIL OR ON CD BY PRIORITY
MAIL
______________________________
ORDER
HERE
Put
titles of both volumes in Description Order Box
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DON'T
SPEND ANOTHER SLEEPLESS NIGHT WORRYING ABOUT HOW TO GET OUT OF DEBT
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