Loans Nationwide & Offshore

Getting funded for your financial needs can be a frustrating and time consuming effort.  After many years in the lending business, we know that finding the right funding source quickly can make the money search a pleasant and rewarding trip.   Money may not be the most important thing in our lives, but most of us have found there is no suitable substitute.  When you need money you need it!  Generally if Money World Net Work cannot fund the loan with the programs we offer it cannot be funded!

Money World Network will process your funding request for Home loans, Commercial loans or Hard Money Loans through our affiliate program.  Funding normally will be by our own  private investors or affiliate investors when the loans are real estate related.  If the loan cannot be funded through our own network we have other options for you.  We offer the largest money source directory library on the Internet-you can go directly to the type loan you are seeking and get that directory of investors and lenders.  Or you can search for an investor from our computer loan search program from our data bank of over 100,000 lenders in the USA or Offshore.  You do not have to pay advance loan fees.  There may be processing costs in connection with your commercial loan-such as title search, credit, site inspections, etc.-depending upon the costs in making the loan.  That will be determined upon review of your application.   The type of loan will have different lending perimeters.   Following descriptions and perimeters should help you identify the type loan you need; 

Commercial Hard Money Loans

These loans by private investors are for borrowers who have no other option.  The borrower may have a commercial project that needs an infusion of funding that is not available from conventional sources because of credit, type of loan, geographic or other situation.  Hard money investors generally consider only the value of the real estate and offer a low loan to value (LTV) of 65% of appraisal value.  Don't waste time looking for these type loans; 100% hard money LTV,  75% hard money LTV, foreclosure bailout loans 75% LTV and higher these loans do not exist.  These loans are short term 12-36 months, with interest only payment and loan amount will be in the range of $250,000 and up.  Hard money land loans included. Normal loan costs will be 11% to 15% with loan points ranging from 2 to 6.  You will need to show a reasonable exit strategy from hard money loans.  Money World Network does these type loans.

Large Commercial Loans

Large commercial loans normally run from $1,000,000 (one million) up to $100,000,000 (hundred million). Several lending factors come into play with these type loans.  These factors include the financial strength of the borrower and the strength of the collateral (real estate). Generally rates and terms will be competitive.  Often these projects will not find favor with conventional banks and will be ultimately financed by private investors.  Seldom will you be able to 100% commercial loan financing.  Loan to value (LTV) can run as high as 90% of appraisal value.  Money World Network does these type loans.

Small Commercial Loans

Small commercial loans could well be the backbone of the commercial lending profession since it is small business that drives the free enterprise system.  Normally small commercial loans will be $1,000,000 (one million) or less with collateral ranging all the way from mixed use property, convenience stores, gas stations to funeral homes.  Rates and terms permit borrowers with perfect credit and borrowers with less than perfect credit to get financed.  Do not expect to find 95% LTV on these commercial loans.  Loan to value (LTV) can run as high as 90% with most loans being funded at around 75% to 80%. Money World Network does these type loans.  Minimum loan $300,000.

Land-Acreage Loans