THESE LOANS DO NOT EXIST
 
Don't waste your time and lenders time looking for these loans

* 100% Commercial Loan the best you can expect is 90% regardless of FICO
* Mobile Home loan with Fico under 550-maybe with a dealer
* 100% small commercial loan $250,000 to $1,000,000 nothing over 80 LTV
* 100% hard money commercial loan-the best you can expect is 70%-generally 65% LTV
* 100% hard money for residential loan-the best you can expect is 70%-generally 65% LTV
* 100% land loans-the best you can expect is 60%-generally less-50% with no infrastructure
* 500 fico score with 95% LTV-the best you can expect is 75% on hard money
* Banks doing mortgages with 500 fico score-forget it no such loans
* Stated commercial loan with 500 fico score-expect full docs to be required
* $50 million for startup business without solid collateral & financials-dreaming
* 100% mortgage loans with 450 fico score-do well to get any mortgage loan
* Small loan offshore-Offshore lenders are looking for large loans-generally $2 million and above
* 100% Mobile Home Loans with low fico-80% at very best
* 90% Foreclosure bailout loan-must have at least 35% equity
* 120 day rolling mortgage late refinance-scarce 65% to 75% LTV
* Bankruptcy-foreclosure loan profile-must have 35% equity
* Over 80% purchase or refinance with Fico score below 500  

If you fail to follow these guidelines given above you are wasting your time and also wasting the time of a lender.  If you persist in trying to fund these type loans a lender will ultimately refuse to take loan files from you and you will be branded a wheel-spinner in the industry!