MONEY FOR YOU
How and Where To Find The Money
A SERIES OF INFORMATION REPORTS ON THE MONEY SEARCH
This Series By Author & Talk Show Host Sammy Sorrell

 



-Sammy Sorrell-
Author, Radio Talk Show Host, National Director of Legal Reform Group, Financial Consultant

 

THERE IS MONEY FOR EVERYONE
Y0U JUST NEED TO KNOW WHERE TO FIND IT!

Money may not be the most important thing in our lives, but there is no suitable substitute. When you need it you need it!  During my career in the loan and mortgage business, I have handled just about every conceivable type of loan from a $1000 personal loan to millions for a series of business ventures. On this site I will pass on the benefit of that experience in simple terms that will show you the "inside methods" you need to employ to secure financing for yourself.  If you are considering a rewarding career as a financial broker, the information offered will be very helpful also. 

The field of money and credit finance is a fascinating place. Some of the techniques, terms and glossary used in the money and credit profession may appear to be unique and difficult to understand at times. Just like in playing a sport, you have to remember the basics. The basics in the money game are three; (1) PROPERLY assessing your own money needs (2) HOW to communicate those needs and (3) WHERE to take those needs. If you overlook any one of the basics you will find your search for money more difficult than you could have imagined and you could lose the game.

You will be able to relate the information given on this site if you will keep your attention focused on the basics. Learn as much as possible about each one and you will learn how and where to find the money you need. You may need additional financial aids to secure the money sources you need but those are also available.

The money game is like a puzzle. I would strongly suggest you avail yourself of the reports we offer on this site before deciding you have the complete picture. Each area of the finance field is a piece to the puzzle and with just one piece missing, the total picture could prove to be faulty. It has taken many years to gather the information contained offered in this series-it has been gathered through experience-not just from study alone. Take advantage of that fact with the comfort of knowing the information was given by someone who has been in the trenches.

It would take volumes to explain how to play the total money game. We have tried to cover the basics with these reports to assist the money seeker in satisfying personal and business money needs. You can do that if you will remember three important things.

(1) ASSESS YOUR NEEDS CORRECTLY (2) COMMUNICATE THOSE NEEDS CORRECTLY AND (3) TAKE THOSE NEEDS TO THE CORRECT SOURCES.


THE BORROWING AND LENDING PROCESS


While some are able to find funds without borrowing, the vast majority of project funding is acquired through the borrowing and lending process. So lets review that process. Most everyone knows that a loan transaction is a two way street. Lenders and borrowers are the chief players in the game. Lenders are the professionals and have a decided advantage over the borrowers when it comes to knowing the rules of the game. In order to get the lenders to open their vaults, borrowers need to know how to speak lender language and get to know the lender mind set.

Just because lenders are in the business of lending money and appear to be in aggressive pursuit of new clients, the rules of the game still remain fairly conservative.

Most lenders and especially the banks and savings and loans are governed by many federal and state regulations. Most of these institutions have their loan files reviewed periodically and the basic foundation of the original loan transaction has to make some sense-in addition to the current status of the loan. Traditional lending standards come into play here along with the desire of the lender to have the loan repaid satisfactorily and certainly not to lose the funds altogether.

The beginning of a borrower-lender dialogue is to know exactly what your financial need is, how to express that need and how that need fits in with the lender's own offering of financial products. Assuming the lender you approach offers the financial product you seek, you have to set up the basis for a dialogue. If you fail to do this you are whistling in the dark and wasting your time.

Once you establish a dialogue with the lender offering the product you need, the borrower has to arrange a proposal that will harmonize with the lender language, descriptions and guidelines.

The borrower after deciding if his money need is personal, small business or commercial must draft a proposal that fits into the lenders rules. There are different types of loans. Pick the one that describes your need if you are a borrower and draft a proposal that fits the lender program.

The bottom line is that there is no single item of greater importance in good communication between lender and borrower than both parties having identified the exact need sought after.

Much of the instruction given in the reports on this site is directed toward the money seeker who needs funding for an enterprise, business, start-up or large commercial venture. It is no less important for the consumer or individual seeking a loan to familiarize themselves with the material and an approach that will ensure a good lender and borrower dialogue.


SUCCESS TIPS FOR THE MONEY SEEKER

Money Seeker Success Tips Revealed by Author Sammy Sorrell is a series of great self help information reports developed to give direction in the personal or business project of finding the money you need.  Individual reports cost $10 each with proceeds donated to the Sorrell Information Center for Social Causes.  All reports are two to six pages and power packed with facts that can bring benefit and reward into our lives as we find the money we need.  

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